Can law firm sue me for credit card debt that is in my husband’s name only?
My husband got a credit card during our marriage and we always paid on time but due to job layoff and illness we fell behind.We are both working now but make only enogh money to pay for the bare necessities.So now he’s had an arbitration award made against him. In the state of Texas (community property and family code laws) will they come after me since I did not sign the application? Should I get a separate bank account in my name only to protect my wages? Can he direct deposit his paycheck into his sister’s account or will the creditors find out from his employer his sister’s bank account info and freeze his money and his sister’s too?Direct deposit is mandatory at his company. Please help we are not deadbeats. We’re just having a hard time right now.
I work for a law firm, who does just that, If your name is not on the card, you can not be held responsible, Yes they can garnish his wages, or bank account, even if you name is also on it, They cannot garnish you sisters bank account, but i doubt his work or payroll company will allow him to have direct deposit into an account with out his name on it, My fiance wanted to have his directly deposited into my account and he couldn’t. Way to avoid garnishment, Start to make monthly payments, depending on the company your husband works for, he can dodge them to a certain extent, first off the law firm will need to be able to verify his employment with the company you can put it off by asking the company to require signed authorization from him to verify employment, this only works for a small company and even then the law firm can subpoena his company for the information, You husband could set up a wage assignment at least that way he can choose how much is taken our of his check, I would only suggest trying that after they have already garnished his wages. But you can delay it by using to tips i gave you below, but eventually they will be able to force him to pay. So Good Luck! If you need anymore help or have any questions feel free to e-mail me!
Is US Bank Breaking the Law?
[affmage source="amazon" results="10"]texas banking laws[/affmage]
[affmage source="cj" results="10"]texas banking laws[/affmage]
[affmage source="clickbank" results="10"]texas banking laws[/affmage]
